7 Great Money Tips To Lead You To Financial Freedom...

Jun 18, 2014 by

7 Great Money Tips To Lead You To Financial Freedom Regardless of where we are in life we can all learn something about money and how to better prepare for our future. Especially when w e see that the national average is $10,000 in credit card debt and that savings and preparedness is dropping. This article can put you back on track to a more fulfilling and financially free life. 1) Automate your investing. Experience has proven that if we have to make a conscious effort every time we need to invest we will start with good intentions and then miserably fail a few months later . If you can automate your savings, whether by using your employers 401K, a SEP (self employment plan), or direct deductions from your account you will finish ahead....

read more

4 Money Saving Tips For Every Homeowner...

Jun 18, 2014 by

4 Money Saving Tips For Every Homeowner

Losing weight. Finding a new job. Spending more time with the family. Every year add new new goals to our plate. Why not make saving money one of them? If you’re a homeowner, there are many ways you can cut costs and still live comfortably. The following tips will help lead you to financial success.  Here a 4 money saving tips that could help you do just that. First, set a budget. Figure out exactly how much you spend on the upkeep of your home. Compare each month’s expenses with the previous month’s to get a better idea of how much to budget for each necessity. Then, see what costs you can cut. Once you set a budget, stick to it. Save energy. You might be losing a substantial amount of energy dollars during...

read more

3 Ways to Save Money on Car Insurance...

Jun 5, 2014 by

3 Ways to Save Money on Car Insurance On the never ending quest to save more money this thought always creeps into the back of your mind twice a year. Is the gecko right. Could I possibly save anymore more on my car insurance? Yeah, I know you have already raised your deductible to $1,000 bucks, dropped your rental, and reduced your medical coverage. So could there be any discounts left? You can bet your bottom dollar there is (ok I may have let my southern alter ego out by accident…back in the cage he goes). The answer to the question is undoubtedly yes and yes this will most certainly take more than 15 minutes to accomplish no matter what talking lizards may say. I have 3 things that most people have yet to...

read more

How to Create a Family Budget

Mar 22, 2014 by

How to Create a Family Budget

For singles, creating a budget is relatively easy. They tend to have a good handle on how much money they have coming in, and when tracking expenses, they only have their own to think about. But creating a family budget is a whole new ball game. Most families have multiple sources of income. And when there are multiple spenders, that makes things much more confusing. This is one of the main reasons that families lack a formal budget. But having a budget and sticking to it can greatly improve a family’s financial outlook. Making a family budget may be tricky, but it can be done. Here’s how. 1. Take inventory of all income. If a certain source of income fluctuates from month to month, use the lowest amount or average it out. 2. Keep...

read more

Fun Ways to Save On Family Outings...

Mar 12, 2014 by

Fun Ways to Save On Family Outings

Fun and Frugal Family Outings The time we spend with our families is priceless. But most popular family activities are quite expensive. Even a simple night at the movies can put a serious dent in the budget by the time you buy tickets, popcorn and drinks for everyone. Fortunately, there are cheaper alternatives to expensive family outings. They provide the opportunity to have just as much fun at a fraction of the cost. Some are even free. Movies and Music Kids are often itching to see the newest releases at the movie theater. Doing so even once a month, however, can get pricey. One alternative in some areas is the drive-in. Admission is usually much cheaper than it is at a regular theater, and some let you bring your own drinks and snacks. Drive-ins...

read more

Make Small Changes to start Saving Big Money...

Mar 12, 2014 by

Make Small Changes to start Saving Big Money

Get started to on saving big money today Living on a budget is the key to financial freedom, but getting started can be frustrating. When we look at our expenses and see all of those bills we’re paying every month, it’s easy to throw our hands up in disgust. But what about all those little expenses we incur? You might be surprised to find out just how much they amount to. It’s easy to dismiss cutting back on little things. A few dollars a month won’t make a significant difference in the big picture. But a few dollars here and a few dollars there adds up to a few more dollars. When you cut back in a lot of small ways, you could end up with a lot more money at the end of...

read more

10 Easy Tips To Save Money On Your Home Heating Bills...

Mar 10, 2014 by

10 Easy Tips To Save Money On Your Home Heating Bills With energy costs higher than they have ever been in recent history, it pays to find ways to reduce your home heating costs. I put together some tips that are easy, cost effective and will all add up to reduce your home heating bills by a significant amount! You don□ need to be Bob Villa either. Some take just a minute or two. Even small changes will add up to big savings over the course of this cold winter! Here are the 10 tips that I have personally used to save on my home heating costs: 1. Head down to the basement and reduce the setting on your hot water thermostat by about 10 degrees. I wouldn□ go below 120-115 degrees. The adjustment...

read more