6 Steps to master your finances...

Jun 18, 2014 by

Become the master of your finances in 6 simple steps Mastering your personal finances using the 6 steps identified below will change your life the moment you begin implementing them. You will immediately began reaping the rewards and satisfaction that comes with financial security. You deserve a secure future that provides the life style that you want. So read the steps below and go get started on the path of personal financial mastery today! Identify your current financial status. This can be a little intimidating for some but it is essential to a better financial future. This entails knowing three important things: your expenses, financial problems and financial desires. Be aware of how much you spend vs. how much you can afford. Ok you got me…I am referring to budgeting but nobody likes that word, but...

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7 Great Money Tips To Lead You To Financial Freedom...

Jun 18, 2014 by

7 Great Money Tips To Lead You To Financial Freedom Regardless of where we are in life we can all learn something about money and how to better prepare for our future. Especially when w e see that the national average is $10,000 in credit card debt and that savings and preparedness is dropping. This article can put you back on track to a more fulfilling and financially free life. 1) Automate your investing. Experience has proven that if we have to make a conscious effort every time we need to invest we will start with good intentions and then miserably fail a few months later . If you can automate your savings, whether by using your employers 401K, a SEP (self employment plan), or direct deductions from your account you will finish ahead....

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4 Money Saving Tips For Every Homeowner...

Jun 18, 2014 by

4 Money Saving Tips For Every Homeowner

Losing weight. Finding a new job. Spending more time with the family. Every year add new new goals to our plate. Why not make saving money one of them? If you’re a homeowner, there are many ways you can cut costs and still live comfortably. The following tips will help lead you to financial success.  Here a 4 money saving tips that could help you do just that. First, set a budget. Figure out exactly how much you spend on the upkeep of your home. Compare each month’s expenses with the previous month’s to get a better idea of how much to budget for each necessity. Then, see what costs you can cut. Once you set a budget, stick to it. Save energy. You might be losing a substantial amount of energy dollars during...

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3 Ways to Save Money on Car Insurance...

Jun 5, 2014 by

3 Ways to Save Money on Car Insurance On the never ending quest to save more money this thought always creeps into the back of your mind twice a year. Is the gecko right. Could I possibly save anymore more on my car insurance? Yeah, I know you have already raised your deductible to $1,000 bucks, dropped your rental, and reduced your medical coverage. So could there be any discounts left? You can bet your bottom dollar there is (ok I may have let my southern alter ego out by accident…back in the cage he goes). The answer to the question is undoubtedly yes and yes this will most certainly take more than 15 minutes to accomplish no matter what talking lizards may say. I have 3 things that most people have yet to...

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How to Create a Family Budget

Mar 22, 2014 by

How to Create a Family Budget

For singles, creating a budget is relatively easy. They tend to have a good handle on how much money they have coming in, and when tracking expenses, they only have their own to think about. But creating a family budget is a whole new ball game. Most families have multiple sources of income. And when there are multiple spenders, that makes things much more confusing. This is one of the main reasons that families lack a formal budget. But having a budget and sticking to it can greatly improve a family’s financial outlook. Making a family budget may be tricky, but it can be done. Here’s how. 1. Take inventory of all income. If a certain source of income fluctuates from month to month, use the lowest amount or average it out. 2. Keep...

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