10 Warning Signs to Identify You Are Living Beyond Your Means...

Jun 24, 2014 by

10 Warning Signs to Identify You Are Living Beyond Your Means

Do you find that keeping control of your finances is becoming increasingly difficult? In today’s society, advertisements bombard us with offers which encourage us to spend!  Spend!  Spend!  With promises such as- “Easy Credit!” “Pre-approved loans!” “3 years interest-free credit!” “Free gift when you apply!” To most people this can all seem rather tempting, given the current “live for today” attitude.   But too much can be spent on luxuries, leaving not enough to pay the bills. Certain kinds of debt may be appropriate, such as a mortgage or a car.  Many people, however, try to buy more than they can afford.  Indeed, banks and businesses encourage us to do so. Credit cards can be too easy to obtain yet too difficult to maintain, especially when people find themselves borrowing from one card to pay...

read more

Get Richer by Changing Your Thinking...

Jun 18, 2014 by

Get Richer by Changing Your Thinking   Imagine two situations; 1) finding $1000, that is yours to keep with no strings attached and 2) earning $1000 through hard-work. I’m curious – is there any difference between the value of them? Do you consider one to be worth more than the other? Is there any difference in how you would spend them? Are they different to you in some way? You can do exactly the same thing with them. I wonder if you really would. Well if you do attach a different value to them you could be missing out; read on to learn how to get more for free! My point in all this questioning is that if we only value the ‘things’ that we have to work hard for there is a danger...

read more

6 Steps to master your finances...

Jun 18, 2014 by

Become the master of your finances in 6 simple steps Mastering your personal finances using the 6 steps identified below will change your life the moment you begin implementing them. You will immediately began reaping the rewards and satisfaction that comes with financial security. You deserve a secure future that provides the life style that you want. So read the steps below and go get started on the path of personal financial mastery today! Identify your current financial status. This can be a little intimidating for some but it is essential to a better financial future. This entails knowing three important things: your expenses, financial problems and financial desires. Be aware of how much you spend vs. how much you can afford. Ok you got me…I am referring to budgeting but nobody likes that word, but...

read more

7 Great Money Tips To Lead You To Financial Freedom...

Jun 18, 2014 by

7 Great Money Tips To Lead You To Financial Freedom Regardless of where we are in life we can all learn something about money and how to better prepare for our future. Especially when w e see that the national average is $10,000 in credit card debt and that savings and preparedness is dropping. This article can put you back on track to a more fulfilling and financially free life. 1) Automate your investing. Experience has proven that if we have to make a conscious effort every time we need to invest we will start with good intentions and then miserably fail a few months later . If you can automate your savings, whether by using your employers 401K, a SEP (self employment plan), or direct deductions from your account you will finish ahead....

read more

Fun Ways to Save On Family Outings...

Mar 12, 2014 by

Fun Ways to Save On Family Outings

Fun and Frugal Family Outings The time we spend with our families is priceless. But most popular family activities are quite expensive. Even a simple night at the movies can put a serious dent in the budget by the time you buy tickets, popcorn and drinks for everyone. Fortunately, there are cheaper alternatives to expensive family outings. They provide the opportunity to have just as much fun at a fraction of the cost. Some are even free. Movies and Music Kids are often itching to see the newest releases at the movie theater. Doing so even once a month, however, can get pricey. One alternative in some areas is the drive-in. Admission is usually much cheaper than it is at a regular theater, and some let you bring your own drinks and snacks. Drive-ins...

read more

Make Small Changes to start Saving Big Money...

Mar 12, 2014 by

Make Small Changes to start Saving Big Money

Get started to on saving big money today Living on a budget is the key to financial freedom, but getting started can be frustrating. When we look at our expenses and see all of those bills we’re paying every month, it’s easy to throw our hands up in disgust. But what about all those little expenses we incur? You might be surprised to find out just how much they amount to. It’s easy to dismiss cutting back on little things. A few dollars a month won’t make a significant difference in the big picture. But a few dollars here and a few dollars there adds up to a few more dollars. When you cut back in a lot of small ways, you could end up with a lot more money at the end of...

read more