7 Indicators That You May Be Carrying Too Much Debt...

Jun 24, 2014 by Askia Roberts

Debt has practically become a national pastime. The United States and its citizens largely run on credit. While credit can be a great convenience, it can also create major financial challenges. Carrying too much debt creates a lot of additional costs and stress that are unnecessary. Anyone who’s had a sleepless night because of debt knows how much it can negatively influence your life. Most of us are used to having a significant amount of debt. But, how much is too much? Look for these signs that you’re carrying too much debt: You’re carrying a credit card balance. If you’re carrying a credit card balance each month, it’s critical to your financial health to pay this debt down. If you’re unable to pay it off, that’s a sign that you have too much debt....

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Why You Need a Living Will

Jun 24, 2014 by Askia Roberts

You don’t need to be an economics major to figure out that if health care is going up 10% or more every year while income is only going up 2-3%, things are not looking too good. It is entirely possible for a person to work their entire life and retire with a nest egg of $500,000 or more only to have it wiped out by one major medical issue. This is especially the case when machines must be used to keep you alive due to a severe injury or illness. It is in tragic times like these that a living will can be the difference between saving or breaking a family—economically at least. A living will is a legal document granting another person the right to cease treatment in the event a person becomes...

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